How Payroll Giving Actually Works
Give straight from your pay, before tax. It's kinder to your wallet than it looks — and the charity gets the full amount.
reclaimed by charities through Gift Aid on your donations — if you're a UK taxpayer, at no cost to you.
Payroll Giving comes out of gross pay, so your relief is automatic at your top rate.
gifts to charity in your will are exempt from inheritance tax, and can cut the rate on your estate.
Find the way to give that fits you
Donations come out of your gross pay before tax, so you get relief at your highest rate straight away — no forms, no claiming it back later.
Regular givers paid through PAYE whose employer runs a scheme.
The simplest way to give. Tick the Gift Aid box and a UK charity claims 25% more from HMRC at no extra cost to you.
Responding to an appeal, a disaster, or a friend's fundraiser.
A UK tax relief, not a donation type. If you're a taxpayer, your £10 becomes £12.50 for the charity — and higher-rate payers can claim more back.
Any UK taxpayer giving to a registered charity or CASC.
Gifts to charity in your will are free of inheritance tax, and leaving 10% or more of your estate can lower the IHT rate on the rest.
Making a lasting difference beyond your lifetime.
Your £10, two ways
The charity gets £10 either way. Payroll Giving just gives you the tax relief up front, with nothing to claim.
Payroll Giving
✓ Relief automatic — nothing to claim
One-off + Gift Aid
Claim the extra £2 via Self Assessment
Illustrative — based on a 40% higher-rate taxpayer. Your figures depend on your circumstances. A guide, not financial advice.
